Kentuckians pay on average more than $900 a year for automobile insurance, and most are paying too much. Here’s how to get cheap Kentucky automobile insurance with a reputable company.
Kentucky Automobile Insurance Requirements
Kentucky is a no-fault state, meaning that your insurance company will pay for your injury claims, up to a certain amount, no matter who caused the accident. Kentucky auto insurance laws state that you must carry the following minimum amounts of liability insurance to drive in the state:
1. $25,000 worth of bodily injury liability coverage to pay for the other person’s medical bills when you’re found to be at fault in an accident.
2. $50,000 worth of bodily injury liability coverage to pay for all other persons’ medical bills when you’re found to be at fault in an accident.
3. $10,000 worth of property damage liability coverage to pay for damage to the other person’s car or personal property when you’re found to be at fault in an accident.
